This is a modern tank car that uses 16 quarter panels (it's 8-wide). This is a recent build (as of May 2009).
I first built a tank car using the same panels early in 2002, but the design was relatively delicate and it kept coming apart as the car was used. Fast forward seven years, and this new design is robust- capable of being handled by my 4-year old (although he still rips off the flex tubing).
The innards of the car contain a series of Technic beams pinned together. These beams capture the quarter-round plates that exist between the quarter-panels. The attachment of the trucks to the car is strong, much stronger than the original design in 2002.
I'm pretty happy with it except for the trucks. The car sits too high on them and that's something I will modify in the near future. Also, the side-ladders (that are made of flex-tubing) tend to creep back to their "natural" state of being straight, so I might have to insert a heavy paper-clip wire to form them and keep them curved (and that would be the only non-LEGO component used).